Finance Hub is a complete personal finance dashboard built from the ground up for Swiss residents — with 3-pillar pension tracking, AI-powered document import, live portfolio P&L, and a full tax report export. Runs on your machine. No cloud.* No subscriptions.
Most finance apps treat Switzerland as an edge case. Finance Hub is built around Swiss financial reality — from Pillar 1 to health insurance deductible to wealth-tax-adjusted FIRE.
AHV, pension fund, and Pillar 3a tracked across accounts, scenarios, and strategy. Voluntary buy-in logic built in.
Cantonal/municipal + federal tax × provisional/final invoice per year, with paid dates and a multi-year chart.
All franchise options (CHF 300–2,500), co-pay rules, break-even logic, and the October 31 switch deadline — the AI advisor knows it all.
4% rule minus ~0.25% wealth tax = 3.75% net yield. Built into every capital and freedom target calculation.
Swiss private investors pay zero capital gains tax (Art. 16 Abs. 3 DBG). Reflected in FIRE calculations and fully explained to the AI advisor.
All amounts use de-CH locale with apostrophe separators: CHF 1'234'567. Currency-native on every page and chart.
Every page feeds into the others. Drop a document anywhere — Finance Hub reads it and fills in the data automatically.
Drop a PDF, photo, or spreadsheet onto any section — accounts, subscriptions, insurance, or taxes — and the AI reads it and fills in the data. The import prompts can learn and be adjusted to your specific document formats. Works with Claude, GPT-4o, Gemini, or a fully local model via Ollama.
One click generates a structured tax report — account balances, investment positions, income, insurance premiums, and deductions. Hand it directly to your accountant or paste into your tax return.
Net worth with liquid/locked split, survival runway, cashflow chart, portfolio donut, and AI quick-actions.
Real-time market prices for ETF, stock, and crypto. Cost basis, current value, and P&L per position.
Model any income configuration. Toggle insurance and subscriptions. Cashflow donut updates live. PDF export per scenario.
Month-by-month portfolio grid. Forecast per account, sync actual balances, visualise forecast vs real growth.
Subscriptions, recurring costs, insurance policies — all with AI import. Normalised to monthly and yearly CHF.
Capital target (money system) and monthly revenue (business system), wealth-tax adjusted for Switzerland.
Your full financial context auto-injected, customizable system prompt. Claude, GPT-4o, Gemini, or fully local Ollama.
Before any cloud AI provider sees your data, names, AHV, IBAN, email, phone and addresses are replaced with placeholders (PERSON_1, AHV_1…). The provider never sees your real identity. Real values are restored only in the response shown to you. Canton, marital status, children and age are kept — they shape tax advice without identifying you. Note: file attachments (PDFs, images) are sent to the provider as-is — masking cannot process binary file contents. Text files (CSV/JSON/TXT) are scanned for AHV/IBAN/email/phone patterns.
We're looking for one Swiss fiduciary per canton as development partner — not as customer. Your private clients today arrive with shoeboxes and PDF bundles. With Finance Hub they arrive with a structured export: accounts, positions, insurance — ready. Save 1–2 hours per mandate. You shape the roadmap, co-brand the product, and share in the revenue.
Whitelabel version with your logo, colors, and optional custom domain. Free lifetime licence for your own firm. Logo placement on the Finance Hub site as launch partner.
2–3 real private clients as test users for 6 months. One 1h strategy call per month, structured feedback, and domain expertise on tax software workflows, fiduciary standards, and compliance. Max. 2 hours of your time per month.
20–30% revenue share on every end customer who signs via you, for 3 years after contract. Founding Fiduciary Partner title, exclusive for your canton or region for 12 months.
Simple Letter of Intent for the pilot, formal agreement after 6 months. Mutual exit with 3 months notice. Code ownership stays with Finance Hub — you hold a licence, no co-ownership. Data stays self-hosted; PII is masked before any cloud AI call.
No subscription. No cloud sync fees. No data leaving your machine.* Pay once and Finance Hub is yours.